If you are travelling in Europe, for business or pleasure, and you want to see as much of the continent as possible, then renting a car becomes a necessity. By default, included in the rental of the car is some form of European car cover are this is normally included in the rental fee but you should inquirer as to exactly what you are insured against. Travelling through Europe and traipsing around one or many EU states should be a pleasurable experience. You do not wish to ruin your holiday by incurring any large and unplanned for expenses.
The fees included in your rental of the car will usually cover liability auto-insurance but may not include fire, theft and is definitely not comprehensive. If your European journey includes driving through Italy, then it is a pre-requisite to have auto-theft insurance. If you do not wish to find yourself with large car repair charges in the event of an accident then you will need the cover of a collision-damage waiver. This is not usually included in any car-rental charge.
You should ponder what sort of auto-insurance cover you will require when you are thinking about your vacation. If you are a United States citizen, then it is possible to obtain a collision damage waiver before travelling overseas. You can obtain up to $35,000 cover for auto damage cased by an accident (however, you may be liable for the first $250) for around about $10 a day plus a very low policy charge. If you pay for the waiver before you travel, this will most likely be cheaper than the waiver the car rental company will be able to provide.
In some EU states, obtaining a collision damage waiver is a necessity and a legal requirement. If you wait until you arrive in the EU to arrange the cover it will cost you up to $25 a day from the rental company. This is still a lot cheaper than paying for any damage.
Ensure that you are fully covered against most if not all possibilities when you are driving your car abroad and you should have a holiday to remember.
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